If you’ve had the pleasure of traveling abroad during the last 15 years, maybe more, you’ve also most likely experienced the decidedly unpleasurable situation of your credit or debit cards “not working” or not being accepted unless you did some pre-emptive setup work with your bank. Yes, that’s when you insert your card into, say,

With almost weekly revelations about new, big data breaches or malware attacks, it’s easy to get numbed into complacency. Especially when doing otherwise might introduce inconvenience into our daily lives.  But literally, can you, afford to ignore these and similar threats? Global losses due to fraudulent credit card, debit card, and mobile payment transactions reached